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Additionally, clients for this kind of strategy can have serious legal or criminal histories. It is very important to keep in mind that different providers provide an array of problem ages on their assured problem plans as low as age 40 or as high as age 80 - life insurance with funeral cover. Some will also use greater face worths, as much as $40,000, and others will enable better death benefit problems by boosting the rate of interest with the return of premium or reducing the variety of years up until a full survivor benefit is offered